![]() We took a close look at the source code of the TurboTax website and noticed something strange. So how did we end up with a product that would make us pay? Are the house cleaner and the cashier not allowed to prepare and file their taxes for free because of their particular tax situations? No! According to the agreement between the IRS and the companies, anyone who makes less than $66,000 can prepare and file their taxes for free. We went back to and clicked on “FREE Guaranteed.” This time, we went through the process as a Walgreens cashier without health insurance, entering personal information and giving the company lots of sensitive data.Īgain, TurboTax told us we had to pay - this time because there’s an extra form if you don’t have insurance. Turns out the house cleaner didn’t qualify because he is a independent contractor. TurboTax asked us to click through more than a dozen questions and prompts about our finances.Īfter all of that, only then did we get the bad news: TurboTax revealed this wasn’t going to be free at all. We entered extensive personal information. We started the process by creating the profile of a TaskRabbit house cleaner who took in $29,000. It contained the word “free” five times! We clicked and were relieved to see that filing for free was guaranteed. We searched for “irs free file taxes.”Īnd we thought we found what we were looking for: Ads from TurboTax and others directing us to free products. Here’s what happened when we went looking. The case will be decided by the court.Email address This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. NOTE: The Commission files a complaint when it has “reason to believe” that the named defendants are violating or are about to violate the law and it appears to the Commission that a proceeding is in the public interest. The Commission vote authorizing the staff to file both the administrative complaint and federal court complaint seeking preliminary relief was 3-1, with Commissioner Noah J. Both complaints allege that Intuit’s practices violate the FTC Act. The Commission is asking a federal court to put an immediate halt to Intuit’s false advertising and has also authorized the filing of an administrative complaint alleging that the company’s practices are illegal. More information about the Free File Program is available at irs.gov/freefile. This year, consumers whose adjusted gross income is $73,000 or less can use products in the IRS Free File Program, which are offered by several different companies, to file their federal tax return and, in some instances, state tax return, entirely for free. In spite of this advertising, many consumers who took the time to gather their documents, entrust their personal information to Intuit, and begin the filing process found that they could not file their taxes for free.įor example, in at least one ad a disclaimer appeared on the screen while an announcer said “That’s right, TurboTax Free is free. These ads have run during major events, including the Super Bowl, and have also aired during this year’s NCAA Basketball Tournament: “We are asking a court to immediately halt this bait-and-switch, and to protect taxpayers at the peak of filing season.”Īs detailed in the complaint, Intuit engaged in a years-long marketing campaign centered on the promise of “free” services. “TurboTax is bombarding consumers with ads for ‘free’ tax filing services, and then hitting them with charges when it’s time to file,” said Samuel Levine, Director of the Bureau of Consumer Protection. In 2020, for example, approximately two-thirds of tax filers could not use TurboTax’s free product. In fact, most tax filers can’t use the company’s “free” service because it is not available to millions of taxpayers, such as those who get a 1099 form for work in the gig economy, or those who earn farm income. The Commission alleges that the company’s ubiquitous advertisements touting their supposedly “free” products-some of which have consisted almost entirely of the word “free” spoken repeatedly-mislead consumers into believing that they can file their taxes for free with TurboTax. In addition, to prevent ongoing harm to consumers rushing to file their taxes, the Commission also filed a federal district court complaint asking a court to order Intuit to halt its deceptive advertising immediately. The Federal Trade Commission is taking action against Intuit Inc., the maker of the popular TurboTax tax filing software, by issuing an administrative complaint against the company for deceiving consumers with bogus advertisements pitching “free” tax filing that millions of consumers could not use.
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![]() The Times' new iPad app and its plans to put tablet content behind a pay wall is part of that earlier-announced initiative. The U.K.'s Financial Times uses a similar model. ![]() Under the plan, readers would have access to a fixed number of articles per month, but would have to pay to read more. Last January, the New York Times announced that in early 2011 it would launch what it described as a "metered model" for the company's popular Web site. The Post's iPad edition includes access to some of the physical paper's content, including the news, Page Six, opinion, sports, and business sections. After the trial, users will have to subscribe at prices ranging from $7 per month to $75 per year. On Thursday, the New York Post, which is owned by Rupert Murdoch's News Corp., issued a $1.99 iPad program that provides a free 30-day trial to the paper's digital edition. The New York Times currently offers an electronic edition for $240 a year for all issues, or $180 a year for five-day-per-week delivery. A spokeswoman for the Times declined to discuss subscription prices, saying that the paper would release those at a later date. No cancellations are allowed during active subscription periods.Registration is currently free, but access will come with a cost in early 2011, when the app transitions to a paid model, the newspaper said. Please note: A subscription to NYT Cooking does not include access to any other New York Times products, including but not limited to, mobile news content and other apps. Any unused portion of a free trial period, if offered, will be forfeited when you purchase a subscription to that publication, where applicable.įeedback? Suggestions? Problems? Please contact us from within our app settings or at Your feedback is important to us and we’ll do our best to assist you. You can turn off auto-renew at any time from your iTunes account settings. Your subscription will automatically renew each month or year 24 hours before the end of the current period, and your credit card will be charged through your iTunes account unless auto-renew is turned off at least 24 hours before the end of the current period. Your payment will be charged to your iTunes account at confirmation of purchase. Annual NYT Cooking subscription: $39.99. Monthly NYT Cooking subscription: $4.99. Get advice from home cooks on ingredient swaps and more, or leave your own tips.Įxperience high-resolution photos and videos on a larger screen, keep multiple windows open and drag and drop recipes into folders in your Recipe Box. This makes it easy to find your next meal. Save your favorite recipes here, and organize them into personalized folders for easy access.įollow recipes easily on a screen that won’t go dark.įind recipes by diet, cuisine, meal type and more from our database of over 20,000 recipes.Ĭhoose the recipes you plan to cook, then organize the ingredients into one list.ĭiscover recipes, videos, techniques and tips for novices and experienced home cooks.Įnjoy suggestions based on the recipes you’ve saved. Subscribe in the app, or if you’re already a NYT Cooking subscriber, log in for unlimited access to our recipes and much more. Search thousands of New York Times recipes and organize your favorites so you can cook for anyone, anytime. Make your time in the kitchen easier with the NYT Cooking app. ![]() The NetShade app lets you quickly enable and disable your proxies and switch between them.Ī free 10 day subscription to the NetShade servers is provided for new users of the app. You can also manage your own lists of proxies. Review NetShade stats, screenshots, pricing, payment methods, devices, protocols, and features the Virtual Private Network provider NetShade supports in 2022. Anonymous proxies are becoming more and more popular in this age of heightened security and. NetShade masks your IP address as you browse the web, by routing you through a proxy server. Unblock your Internet through NetShade's high-speed proxy and VPN servers spanning 17 countries. It couples a simple, polished UI with a strong VPN backend and a robust network of servers located throughout the world. NetShade is an anonymous proxy and VPN app+service for Mac. With an account, you can use all of NetShade's dedicated proxy and VPN servers, as well as a list of public proxies. Screenshots NetShade is a VPN application and service for the Mac. Choose to use a proxy when you need a quick, reliable proxy-backed web connection, or use VPN when you require maximum security. Subscribers can access all of NetShade's fast, secure proxy and VPN servers around the world. Optional VPN enables strong encryption of all your network traffic, to secure your activity from prying eyes on the network. It also helps protect your privacy and anonymity by masking your IP address from the sites you visit. ![]() Using VPN and proxy servers allows you to access overseas web content while traveling. NetShade has been a trusted service provider since 2004. to have access to their childs phone and social media shade vpn review. NetShade alternatives are mainly VPN Services but may also be. Other great apps like NetShade are Proton VPN, Mullvad, Windscribe and Psiphon. The best alternative is Tor, which is both free and Open Source. Visit websites from different parts of the world, and protect your privacy online. tunsafe vpn macP.Use interactive lessons instead of lecturing. There are more than 100 alternatives to NetShade for a variety of platforms, including Windows, Mac, Linux, Android and Android Tablet. Azure Vpn Gateway Debugging, Do Vpns Consume More Data, Browser Vpn Informaes, Vpn Ht Setup, Vpn Bitdefender Erreur 1009, Netshade Vpn Review, Avg Vpn Review Reddit rr-internet 4. Route your Internet connection through another server to change your IP address. Access the world's content through some of the best VPN and proxy servers available. This app is a VPN and proxy client for the NetShade service. ![]() Why does cropping increase the image size? It’s resizing what can cause loss of quality. You’re simply deleting pixels you don’t want, but the remaining image keeps the same quality and resolution. Each photo editing software will have a different way to do it, but usually, there’s a lock function option in the cropping tool.Ĭan you crop a photo without losing quality?Ī photo doesn’t lose quality when you crop it. To do this, you should crop the image, maintaining the original aspect ratio. What you can do is to resize it to its original size after the crop. ![]() You can’t crop a picture and keep the original size because cropping means that you’re cutting and discarding a part of it. How do I crop a picture and keep the original size? In this case, you can lose image quality, but you’re still keeping the entire frame. On the other hand, resizing a photo means scaling up or down the original pixels. You don’t lose any quality, but you lose a piece of information. However, the uncropped pixels remain the same. When you crop an image, you are taking away a piece of it. What is the difference between cropping and resizing? You can crop the length of a portrait-oriented photo to make it landscape-oriented and vice-versa. While changing the aspect ratio, you can also change the photo orientation. For example, if you want to make a square image (1:1) out of your landscape picture (3:2). For example, if you prefer the subject to be on the side (following the rule of thirds) instead of the center.Īnother use for cropping is to change the aspect ratio of your photo. You might also want to crop the image to improve the composition. You can crop an image when you want to eliminate an unwanted element close to the edge of the frame. You can set a value for the resolution.Ĭropping has many uses.Double-check you’re using the correct measurement unit (pixels, cm, inches, etc.).Use the block feature if you want to maintain the same aspect ratio.Use overlays to improve the composition.Regardless of what you use, here are some cropping tool recommendations that apply to most programs: I use Adobe Lightroom and Photoshop, but you can use Luminar NEO, GIMP or the one you like best. It’s free, and you don’t need to know the size or aspect ratio for each platform because it has cropping options marked for use: Facebook Ad, YouTube Thumbnails, Instagram, etc.įor further creative control, I do recommend you use a more professional photo editor. If you’re cropping to use on social media, I like Photoshop Express. If you want more choices, such as choosing the aspect ratio, export file type, resolution, and DPI, you can use If you prefer to work on your phone, multiple apps do this as well. If you don’t want to hassle with photo editors because all you want to do is crop your image – there are free websites that allow you to do this.įor example, allows you to upload a JPEG, PNG or GIF to crop and download for free. That’s why most photo editing tools and apps have a cropping tool. Cropping is one of the most common adjustments done in post-processing. ![]() Non-business (or non-unitary) income, however, is usually not apportioned but rather allocated. This is aside from the extra cost of compliance that can come along with this in the form of accounting fees and, perhaps, state entity level taxes. Funds with numerous investors, some of which might be partnerships or limited liability companies being taxed as pass-through entities, could face a nightmare trying to determine where to market-source all of its income. The problem gets worse with fund of funds as some states also have “look-through” provisions. This can get especially tricky when the addresses of trusts are located one place and the beneficiaries in another. The difference between market-based sourcing and cost-of-performance is that market-based may allocate the management fee to where the fund’s investors reside. All of these various methods can lead to entities allocating more than 100 percent of taxable income among states where returns are filed. Cost of performance versus market-based sourcing rulesĪs of 2016, 24 states had adopted market-based sourcing rules in a myriad of forms and often applying different methods to corporate versus personal income tax. If a hedge fund had Minnesota investors, but was run out of an office in Manhattan, the management fee income was sourced to New York City and a tax return in Minnesota may not have been filed. For a hedge or private equity fund cost of performance meant the management fee was generally sourced to where the traders and management were located. Under both cost-of-performance approaches, the assignment of revenue occurs on a “transaction by transaction” basis. This method was further refined as either cost of performance proportionate (meaning if work was done 40 percent in one state to earn the sale and 60 percent in another, sales would be apportioned accordingly) or cost of performance all or nothing (in the previous example, the sale would be sourced to the 60 percent state). In the past, most states apportioned sales using the cost-of-performance method, meaning revenue was sourced to where the work that earned that revenue was based. However, in recent years, many jurisdictions have transitioned to a single factor formula – sales.Īpportioning sales has grown in complexity as the way businesses conduct their operations has changed with the expansion of e-commerce and telecommuting. The property factor usually included rent expense multiplied by a factor of 8 to substitute for property leased in that state. Some states equally weighted each factor. ![]() Historically and still in some states, income was apportioned among states using a variation of a three factor formula – sales, payroll and property. Movement from three factor apportionment formula to just sales Traps to watch out for are registering to do business in a state and then never actually doing business there or failing to file the proper dissolution papers if your business is permanently leaving that state – California is particularly aggressive in collecting its minimum franchise tax in such instances. Of course, each state has its own interpretation of these rules, can and sometimes does apply them to corporations or partnerships differently, and so each must be considered separately. Physical presence in a state can be established through having employees, partners or other agents there (be sure to keep in mind telecommuters either in management or traders), owning or leasing property there, or investing in and actively managing a partnership or other pass-through type entity that has its own sourced income in that state. Whether a business has nexus in a state depends on the amount and type of business activity present there. Sourcing rules determine the methods used by a business to assign income to the states in which it has taxable activities. Once nexus is established, the second concept – sourcing comes into play. The first is nexus which is the legal or economic connection that permits a state to require a business like an investment advisor to file an income tax return. There are two key concepts that govern state income taxes. No unifying principle seems to translate from one jurisdiction to the next with one exception: all states seem to be saying we want more. As if the Internal Revenue Code, Treasury Regulations and various federal courts didn’t make taxes complicated and confusing enough, hedge fund and private equity managers must also contend with the varied, and often contradictory, state laws regarding sourcing of income. ![]() There was such a weird balance of what we were allowed to spend money on and what needed to be excessively justified. I just know that we lived far below our means. I know that my dad is an excellent budgeter and investor, but he’s never passed along those skills or shared anything about what our finances were like. Growing up, what kind of conversations did you have about money? Did your parent/guardian(s) educate you about finances?Ĭonversations about money were nonexistent. I feel extremely privileged that I was able to end school and start my career with no financial burdens. I quickly became a resident, so I qualified for in-state tuition and ended up graduating a semester early, which significantly reduced my costs. My parents didn’t have specific expectations for where I would go or what I would study, but they emphasized that I needed to be able to get a “return on investment.” I attended a public university out of state with the expectation that if my tuition and housing costs exceeded $100,000 I would be responsible for the debt. Was there an expectation for you to attend higher education? Did you participate in any form of higher education? If yes, how did you pay for it? ![]() Work Parking: $26 (taken out of my paycheck automatically)Īmazon Prime Student: $7 (I loan this out to family and friends in exchange for streaming services.)Ĥ01(k): $333 (I’m maxed out at 8% of my paycheck.) I’ve offered to reimburse them, but they haven’t taken me up on it yet, so I can grow my savings.) Health & Dental Insurance, Phone & Car Insurance: $0 (I’m still on my parents’ plans. ![]() Utilities & Internet: $0 (These are included in the rent for the first term of my lease.) Rent: $490 (I share a three-bedroom apartment with two roommates.) Today: a copywriter working in higher education who makes $50,000 per year and spends some of her money this week on Utopia Avenue by David Mitchell. We’re asking real people how they spend their hard-earned money during a seven-day period - and we’re tracking every last dollar. Given the truly wacky variety of flavors on offer at many local bagel shops - Oreo, birthday cake… bacon cream cheese, anyone? - I think it’s probably a good thing they kept that to themselves.Welcome to Money Diaries where we are tackling the ever-present taboo that is money. Interestingly, GrubHub did not appear to release any information on the most popular cream cheese orders (no word on whether the cream cheese shortage had anything to do with that). ![]() bagel sandwich, followed by ham and egg, which, isn’t that a New Jersey thing? It’s sans bacon counterpart takes the number three spot, with a lox with scallion spread combo sandwiched in between the two (finally, I feel seen!). Coming in at number one is the classic (if very not kosher) bacon, egg and cheese bagel sandwich. GrubHub also tracked the most popular bagel sandwiches. Rounding out the list: Ess-a-Bagel in Midtown East, Greenpoint’s Bagel Point, Gramercy’s David’s Bagels, Tompkins Square Bagels in the East Village, Bagel Pub in Crown Heights and, last but not least, Williamsburg’s Bagelsmith. Tompkins Square Bagels is one of the most popular bagel shops in New York, according to GrubHub. ![]()
While I'm playing good, I've got to take advantage. With the V1 Game app, a mobile phone or Apple Watch becomes a golfers personal caddie, game performance tracker and pocket golf coach. "It seems I'm the oldest bloke in the field almost every week these days. "The one thing that is happening is my time is running out,'' Scott said while announcing he'd be returning Down Under this year to play in the Australian PGA and Australian Open. Scott reiterated that on Friday, saying he hoped to add to his 2013 Masters title and win more majors, something he couldn't do if he joined LIV. "There's one thing I think I haven't grasped is giving up my entire professional life of trying to achieve these things here and just leaving it behind. Enjoy all of the features of GAME GOLF on the course or, leave your phone at the clubhouse and sync IMMEDIATELY post-round. Get seamless, real-time automatic game tracking through Bluetooth connectivity. It's as simple as that, really,'' Scott said at the recent Presidents Cup at Quail Hollow. GAME GOLF LIVE lets you capture your stats in real-time, while you play, on your iOS or Android phone. Copyright 1996 - 2022 Golf Channel, All Rights Reserved. "Why am I still on the PGA Tour is because it suits me best to be on the PGA Tour. By signing up, you agree to the Terms of Service and Privacy Policy. Scott has said he has no intention of joining LIV. Hopefully, we can get beyond everyone having shots at each other, and each organization can move on.'' I don't necessarily see LIV as pure evil for the game of golf. "Maybe because I'm a little less emotive about it, I can be a voice of reason for one side or the other. "I'm not trying to play a peacemaker,'' Scott added. Scott says although he hasn't seen much friction between players on the rival tours, "there's definitely been some feelings hurt and some friendships strained.'' "They've been offered an opportunity and it suits them. "I completely understand anyone doing it,'' Scott said of Smith and Leishman. Scott says his friendships with fellow Australian stars Cameron Smith and Marc Leishman also haven't changed since their defection to LIV, which has been criticized as a means by Saudi Arabia to sportswash its image. ![]() But I'm optimistic that people's (intentions) are still good, and therefore we will come to a better place.'' Sure, it's rocked the orders of golf, which has never really happened in this way before. ![]() "This is something he (Norman) truly believes in and I don't begrudge him for going for it one bit at all. Track your on course performance and view every shot you hit instantly on your phone to pinpoint where your strengths and weaknesses. ![]() "Definitely not,'' Scott said in a conference call from his home in Switzerland when asked if he feels any animosity towards his fellow Australian, who is chief executive of the series. Winner of a 2016 Golf Digest Editors Choice Award for BEST GAME ANALYZER, GAME GOLF LIVE is the worlds first automatic, real-time shot tracker for iPhone, Android and Smartwatch platforms. SYDNEY - Adam Scott says Greg Norman's association with LIV Golf hasn't strained his relationship with his long-time mentor and adds he doesn't see the new tour as "pure evil'' for the sport. ![]() This propensity to drink also led him to play practical jokes on his assistants. This lighthouse project is ongoing and will most likely take sometime, I will keep updating. John Herman, who had served at Waugoshance as Head Keeper, managed to while away the loneliness with 'spirits'. The final cost at the end of 1833 was £10,507.8.5. The light was first exhibited on 4 November 1831 with the buildings in an uncompleted state. her son, Herman John Nas, who had been staying with her while. The tower, painted white, had a first order catoptric fixed light 98 feet above high water with a visibility in clear weather of 14 miles. lighthouse keepers, many of whom were isolated from civilisation but maintained the light. The tower, built of cut granite, was designed by the Board’s Inspector of Works and Inspector of Lighthouses, George Halpin, and erected by the Board’s workmen under Halpin’s supervision. ![]() 1st October 1880, vice James Moar superannuated. Legend has it that one night while in a stupor, he locked his assistant in the lantern room as a practical joke. to be Assistant Lighthouse-keeper, Point Lonsdale to date from. During the 1800s, it was kept by John Herman, a lighthouse keeper well known for his practical jokes and heavy drinking on the job. “This is a harbour light to guide from Donegal Bay and to mark the north side of the bay leading to Killybegs Harbour from the entrance up to Rotten Island. Waugoshance Lighthouse is also renown for a very haunting tale. ![]() On August 3, 1912, two men were passing near the lighthouse in a boat. St johns point is a very haunting and beautiful part of the coast line of County,Donegal. national archives illinois lightkeepers ninth district calumet station ninth district chicago, illinois name date of oath birthplace or appointment edwin j. Paul became keeper in July 1912 and remained at Borden Flats Light until 1927. This is the story of fame and boundless luck from the famous lighthouse La Jument, which still operates safely off the coast of Brittany. I just want to share a small amount in this post. There he hopes to arrange his personal life.The lighthouse keeper almost lost his life because of the photographer’s act, and he became world famous. The picture above is of St John point lighthouse, Co.Donegal.īack in 2011 I started a project of capturing photos and information about the history and lives of the Lighthouse keepers of the Ireland. ![]() THE ABOVE EXCLUSION MAY NOT APPLY TO YOU IN SUCH STATES WHICH DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES.Ĭanon, Canon's subsidiaries and affiliates, their distributors and dealers do not warrant that the functions contained in the Software will meet your requirements or that the operation of the Software will be uninterrupted or error free. SHOULD THE SOFTWARE PROVE DEFECTIVE, YOU (AND NOT CANON, CANON'S SUBSIDIARIES AND AFFILIATES, THEIR DISTRIBUTORS AND DEALERS) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION. THE ENTIRE RISK AS TO THE QUALITY AND PERFORMANCE OF THE SOFTWARE IS WITH YOU. 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